A HELOC allows you to borrow against the equity in your home without refinancing your current mortgage. This product gives you the flexibility and freedom to use the cash however you want for things like home improvements, pay for education expenses, or consolidate high interest debt and more.
Why Choose Allied’s HELOC
Fixed Rates for peace of mind
Only takes 5 minutes to apply
Borrow up to $400,000
Get your HELOC rate quote and access funds in as little as 5 days!
Access to Cash: Tap into the equity in your home to access funds for various purposes such as home renovations, debt consolidation, or unexpected expenses.
Flexibility: Enjoy the flexibility of borrowing only what you need, when you need it, up to your approved credit limit.
Lower Interest Rates: HELOCs typically offer lower interest rates compared to other forms of credit such as personal loans or credit cards.
Tax Deductibility: In some cases, the interest paid on a HELOC may be tax-deductible. Check with your tax professional.
Keep your home’s current interest rate! No need to refinance your current mortgage.
Approval in 5 minutes with funding in as few as 5 days with no impact to your credit score.
Allied HELOC is not available in New York, Hawaii, and West Virginia
To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Allied HELOC is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
Allied HELOC loan amounts range from a minimum of $25,000 to a maximum of $400,000. For properties located in MI and TX minimum loan amounts will differ. For properties located in MI, the minimum loan amount is $10,000. For properties located in TX, the minimum loan amount is $35,000. Your maximum loan amount may be lower than $400,000 and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Five business day funding not available in Texas.
What Our Customers Are Saying
Reviewed for Eduardo Buller on Jul-15-2026 “⭐⭐⭐⭐⭐
A huge thank you to Susana and Eduardo Buller with Allied Mortgage Group for helping us become first-time homeowners!
From day one, they were knowledgeable, patient, and always available to answer our questions. They made what could have been a stressful process feel smooth and manageable every step of the way. Their communication was outstanding, and they truly went above and beyond to make sure we understood every part of the home loan process.
It never felt like we were just another client—they genuinely cared about our family’s dream of owning a home. Their professionalism, honesty, and dedication gave us confidence throughout the entire journey.
If you’re looking for lenders who truly have your best interests at heart, we wholeheartedly recommend Susana and Eduardo Buller with Allied Mortgage Group. They worked tirelessly to help make our dream a reality, and thanks to them, we’re officially homeowners!
Thank you both for everything you’ve done for our family. We are incredibly grateful and will gladly recommend you to anyone looking to buy a home!”
Andre Mark
Reviewed for Brandon Shilling on Jul-13-2026 “As a first time home buyer, I had zero experience on this process. Brandon and his team made it very simple for me and helped me with any questions I had.”
Joseph Michael
Reviewed for Eduardo Buller on Jul-13-2026 “The team was wonderful to work with and helpful throughout the whole process”
Daniel
Reviewed for Paul Bierly on Jul-11-2026 “Paul was there any time of any day to help get us through our first home owner journey . He was a wonderful and patience resource and I'm greatful for the experience with Paul and Allied”
Rasha
Reviewed for Danna Hagenburger on Jul-11-2026 “Being able to call any time and having my questions kindly answered”
Tymor
Reviewed for Donald Holmes on Jul-11-2026 “Everything”
Richard Benjamin
Reviewed for Sumit Rajpal on Jul-10-2026 “I had an excellent experience throughout the entire home-buying process. Sumit Rajpal and Sakshi Goyal were absolutely amazing to work with.They were professional, knowledgeable, and always available to answer my questions. They kept me informed every step of the way, made the loan process smooth and stress-free, and treated me with kindness and respect. Their dedication and support gave me confidence from start to finish. I truly appreciate all of their hard work and would highly recommend them to anyone looking to buy a home. Thank you,Sumit Rajpal and Sakshi Goyal, for making this such a wonderful experience!”
Yogesh Kumar
Reviewed for Sumit Rajpal on Jul-10-2026 “Allied mortage team work was maginificiant and smooth , will highly recommend.”
Tarlochan
Reviewed for Cathy Rebecca Fernandes on Jul-09-2026 “We are incredibly grateful for everything Cathy and her team did for us throughout the home-buying process. They were strong advocates on our behalf, especially in helping us secure the state grant, and worked tirelessly to get us to closing as quickly as possible after we found ourselves without a home following the sale of our previous house. Cathy always took the time to explain anything we didn’t understand and made sure we felt informed and comfortable every step of the way. She and the entire staff were kind, compassionate, and genuinely cared about our family. Their dedication, professionalism, and support made an incredibly stressful time so much easier, and we couldn’t have asked for a better team to guide us through the process. We highly recommend them to anyone looking for knowledgeable professionals who truly care about their clients.”
Adolph Rene
Reviewed for Dominick Lombardo on Jul-09-2026 “This was our second time working with Dominick. I hope we don't have to buy another house but if we do I would use him again.”
Lifetime Refi Advantage: Offer not valid for subordinate, simultaneous or HELOC closings and only applicable for first lien mortgage loans originated by Allied Mortgage Group, Inc. Not applicable to brokered loans or reverse mortgages. Offer exclusively waives Allied Mortgage Group–retained fees, including origination, underwriting, processing, and administrative fees. Offer not applicable to discount points, government recording fees or transfer taxes, prepaid interest, prepaid property tax and insurance escrow deposits, or any third-party settlement service fees, such as title, settlement, appraisal, credit report, commissions, or other similar settlement provider fees.
Customer must have closed a previous first-lien refinance transaction with Allied Mortgage Group, Inc. at least six (6) months prior to any subsequent application. By refinancing an existing loan, total finance charges may be higher over the life of the loan. All applications are subject to underwriting and credit approval.
“Lifetime” refers to the life of the original borrower(s) on the qualifying transaction. This offer is part of an ongoing Allied Mortgage Group loyalty program and remains available for as long as the Lifetime Refi Advantage program is offered by Allied Mortgage Group, Inc. Allied Mortgage Group reserves the right to modify or discontinue this program prospectively; any such change will not affect fee waivers already earned on closed loans but may affect eligibility for future applications. Offer only valid through the Direct-to-Consumer Division of Allied Mortgage Group, Inc., 225 E. City Avenue, Suite 102, Bala Cynwyd, PA 19004, NMLS #1067. Licensing information is available at NMLSConsumerAccess.org. Not all products are available in all states.
